What is the process to vault a payment method?

When a payment method is entered into Tilled.js, the raw data passes directly into our vault, and Tilled.js returns a payment token to be passed in a call to our API. Tilled’s documentation may use the terms “vault” and “tokenize” interchangeably. A vaulted payment method will not persist in our system unless it has been attached to a customer.

 

When a payment method is created, a created_at and expires_at value will be provided in the response. A card has a 5-minute validity period, while an ach_debit has a 15-minute validity period. However, payment methods will not expire once they have been attached to a customer, allowing them to be reused in multiple payment intents.

Card-present 

Card-present payment methods can also be attached to a customer for future use. It is important to understand these two differences when vaulting card-present payment methods:

• Vaulted card_present payment methods are not eligible for Card Account Updater, because the raw card details are stored at Valor.
• When a vaulted card_present payment method is used, it will always look like a card_present transaction in the consoles, since the payment_method_type on the Payment Intent will be card_present.